Hybrid Policies in Long Term Care

With the ever rising cost of Long Term Care many insurance companies are raising their premiums on their policies. With well over 20% of seniors that are 65 and older they will need at least two years of some type of long term care. These “hybrid” policies are a great option for people who will …

Hybrid Long Term Care

More and more people in their 50’s are purchasing Hybrid Long Term Care Insurance. Last year over 250,000 policies were sold in the United States. Hybrid Long Term Care is becoming more popular and is promising customers that if the policyholders do not end up needing long term care that their beneficiary will get a …

Best Hybrid Long Term Care in 2019

Americans approaching the age of retirement have increased options for long term care health coverage.  As traditional LTC insurance becomes more costly and underwriting gets more arduous, Hybrid LTC products are turning out to be a favorite option for most people. These policies work by bundling together a life insurance policy or annuity coverage with …

How women can cut down the costs of long term care

Multiple studies suggest that women often pay more for similar products and services, including the likes of personal care products, and dry cleaning services. This ‘woman’s tax’ situation is also evident when spouses try to purchase LTC insurance. In some situations where a couple is buying LTC, we have seen the wife’s premiums near triple …

Why Hybrid Long-Term Care Insurance is Best for You

The cost of long-term care is very substantial and are projected to increase, and you’re more than likely going to need it as well as help paying for it. In order to know if hybrid long-term care insurance is the best option for you, you need to understand the differences between traditional policies and hybrid linked benefit policies. …